Jeffrey and I did so well on our Live Well Spend Zero month last September, we decided to do another one. For the month of March we are going to focus on "us" as a family and dive into scripture while spending zero "extra" money. Last time we saved over 2,000 extra dollars in addition to our monthly savings!
I would love for you to join us on this journey or encourage us along the way. This is one of the hardest things to do, but it is so rewarding. Give me a shout out if you would like to join and I will send you encouraging words and tips/tricks!
Here is how you start!
#1. Still pay bills (obviously).
#2. Make sure your monthly budgeted savings goes where it is supposed to go.
#3. Budget gas. This is the hardest for us because we are ALWAYS traveling and on the go.
#4. Look in your pantry. What do you already have that you haven't eaten? Make sure to include those on your dinner list.
#5. Budget your groceries. Since I am gluten free and we only eat organic (sorry not budging on this one) our grocery bill is a little higher. We budget $80.00 a week and stick to it.
#6. Don't go out and "stock up" on "things" the month or week before. That's not the point. The point is to live on what you have and to be grateful for those things.
#7. Don't go out April 1st and have a shopping spree, that defeats the point. Last time we did this challenge, I gave myself an amount to use the next month. I carefully thought about what I wanted and only used what I allotted myself. It was fun looking and debating what I wanted. It is amazing how many things you can talk yourself out of because you don't really need them.
#8. NO going out to eat. This was really hard for us because Jeffrey and I are social butterflies. We found that we would still go out with friends, we would just eat before or after. We never deprived ourselves of "friend-time".
#9. Use your gift cards. As a teacher, I get a ton of gift cards. Jeffrey and I save them for these months so that we can use them when we feel like "cheating". We never spend over the amount on the card though.
#10. Tell everyone you are doing the challenge. We were open and honest with our friends about what we were doing. This helped a lot because our friends would cheer us on!
Jeffrey and I have big financial goals and achievements ahead. We are doing this challenge for extra encouragement and finances that will help our future goals. Also, we like to do these challenges for future travel???? (I am thinking Hawaii... Jeff says England). Enough about finances and IRA's! Join me and lets save some money! Who cares what it is for. Who cares how much money you make or what debt you have. Everyone can benefit from this challenge!
I am so excited to see the outcome! I will keep you posted every Wednesday in March with our results. Happy Saving my friends!